Where These Rules Apply
These Terms & Conditions govern your account, your use of the lobby, and every wallet action linked to UPI, Paytm, or PhonePe. We may change a clause when our operating process, local law, or security checks need it, and the version on this page is the
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one that applies when you log in. If a section does not match local law, that part applies only where local law permits. You are expected to keep your details accurate, use your own payment source, and follow any identity or location checks we ask for
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before a transfer or request is accepted. We can pause or close access if a rule is broken, a check fails, or we need to protect the account record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.